Vaibhav Vyapaar Ltd IPO
IPO Timeline
Category-wise Subscription
| Category | Sub (x) | Offered | Bid For | Amt (Cr)* |
|---|---|---|---|---|
| QIB | 1.35x | 3,694,000 | 4,998,000 | ₹20 Cr |
| NII (HNI) | 6.61x | 1,116,000 | 7,380,000 | ₹6 Cr |
| Retail | 2.66x | 2,596,000 | 6,912,000 | ₹14 Cr |
| Market Maker | — | 390,000 | — | ₹2 Cr |
| Σ Total | 2.60x | 7,406,000 | 19,290,000 | ₹40 Cr |
Only available investor categories are shown. Amount is auto-calculated when shares offered and issue price are available.
Issue Details
Minimum Investment (Lot-wise)
| Category | Lots | Shares | Amount (₹) |
|---|---|---|---|
| Retail (Min) | 1 | 2,000 | ₹108,000 |
| Retail (Max) | 13 | 26,000 | ₹1,404,000 |
| S-HNI (Min) | 14 | 28,000 | ₹1,512,000 |
| B-HNI (Min) | 67 | 134,000 | ₹7,236,000 |
Financial Statements Amount in ₹ Crore
| Metric | 31 Mar 2026 | 31 Mar 2025 | 31 Mar 2024 |
|---|---|---|---|
| Revenue | 38 | 25 | 25 |
| EBITDA | 11 | 7 | 5 |
| Profit After Tax | 2 | 1 | 0 |
| Net Worth | 29 | 27 | 26 |
| Total Assets | 84 | 55 | 61 |
| Reserves & Surplus | 21 | 23 | 22 |
| Total Borrowing | 47 | 23 | 27 |
Valuation & Key Ratios
Grey Market Premium (GMP)
GMP is an unofficial grey market indicator and does not guarantee actual listing price. Invest at your own risk.
Objects of the Issue
- Augment the capital base of the company – 32.00
- General Corporate Purpose –
Company Overview
Incorporated in 2009, Vaibhav Vyapaar Limited is a non-banking financial company (NBFC) registered with the Reserve Bank of India (RBI). The company provides unsecured personal loans to salaried and self-employed individuals through its digital lending platform, operating on both direct lending and co-lending models.
The company offers personal loan products under the “LoanFront” brand through its mobile application, “LoanFront – Personal Loan App”, which enables end-to-end digital loan origination, underwriting, documentation, disbursement, and repayment. Its technology-driven infrastructure utilizes digital verification and automated credit assessment tools to support lending decisions and risk evaluation.
In addition to lending activities, Vaibhav Vyapaar generates revenue by providing application and technology services to other NBFCs. The company focuses on serving retail borrowers, including first-time borrowers and lower-income salaried professionals, across urban and semi-urban regions of India.
As of March 31, 2026, the company had assets under management (AUM) of ₹70.68 crore, a net worth of ₹27.22 crore, and a debt-to-equity ratio of 1.60. The company employed 55 personnel and leverages digital payment channels, including UPI and payment gateways, to facilitate customer repayments.