Tata Capital Ltd. IPO
IPO Timeline
Category-wise Subscription
| Category | Sub (x) | Offered | Bid For | Amt (Cr)* |
|---|---|---|---|---|
| QIB | — | 237,312,140 (50%) | — | ₹773,638 Cr |
| NII (HNI) | — | 71,193,642 (15%) | — | ₹232,091 Cr |
| Retail | — | 166,118,498 (35%) | — | ₹541,546 Cr |
| Employee | — | 1,200,000 (0%) | — | ₹391 Cr |
| Σ Total | — | 475,824,280 (100%) | — | ₹15,511,872 Cr |
Only available investor categories are shown. Amount is auto-calculated when shares offered and issue price are available.
Issue Details
Minimum Investment (Lot-wise)
| Category | Lots | Shares | Amount (₹) |
|---|---|---|---|
| Retail (Min) | 1 | 46 | ₹14,996 |
| Retail (Max) | 13 | 598 | ₹194,948 |
| S-HNI (Min) | 14 | 644 | ₹209,944 |
| B-HNI (Min) | 67 | 3,082 | ₹1,004,732 |
Financial Statements Amount in ₹ Crore
| Metric | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|
| Revenue | 28,370 | 18,198 | 13,637 |
| EBITDA | 20,338 | 14,248 | 10,763 |
| Profit After Tax | 3,655 | 3,655 | 2,946 |
| Net Worth | 32,588 | 23,540 | 17,959 |
| Total Assets | 248,465 | 176,694 | 135,626 |
| Reserves & Surplus | 24,299 | 18,122 | 11,899 |
| Total Borrowing | 208,415 | 148,185 | 113,336 |
Valuation & Key Ratios
Grey Market Premium (GMP)
GMP is an unofficial grey market indicator and does not guarantee actual listing price. Invest at your own risk.
Objects of the Issue
- Augmentation of our Company’s Tier –Icapital base to meet our Company’s future capital requirements including onward lending –
Company Overview
Tata Capital Limited (TCL) is a diversified financial services company and a subsidiary of Tata Sons Private Limited. TCL operates as a non-banking financial company (NBFC) in India, offering a wide range of financial products and services to retail, corporate, and institutional customers.
Key Offerings:
- Consumer Loans: Personal loans, home loans, auto loans, education loans, and loans against property.
- Commercial Finance: Term loans, working capital loans, equipment financing, and lease rental discounting for businesses.
- Wealth Management: Services including portfolio management, investment advisory, and distribution of financial products.
- Investment Banking: Equity capital markets, mergers and acquisitions advisory, and structured finance solutions.
- Private Equity: Managing funds that invest in companies with significant growth potential.
- Cleantech Finance: Financing and advisory services for projects in renewable energy, energy efficiency, waste management, and water management.
As of March 31, 2025, it has a comprehensive suite of 25+ lending products, catering to diverse customer base including salaried and self-employed individuals, entrepreneurs, small businesses, small and medium enterprises and corporates.
As on March 31, 2025, it has an extensive PAN-India distribution network comprising 1,496 branches across 27 States and Union Territories.
In addition to the lending business, it also operates in non-lending segment like distribution of third-party products like insurance, and credit cards, wealth management services to HNIs and retail clients, and Private equity busines.
Competitive strengths
- Flagship financial services company of the Tata group
- Third largest diversified NBFC in India, with the most comprehensive lending product suite
- Omni-channel distribution model, comprising our pan-India branch network, partnerships and digital platforms
- Prudent risk culture and robust credit underwriting and collections capabilities
- Digital and analytics at the core of our business
- Highest credit rating with a diverse liability profile
- Consistent track record of strong financial performance
- Experienced management backed by a team of dedicated professionals