Finbud Financial Services Ltd. IPO
Issue Price
₹142
GMP
—
Lot Size
1,000
Face Value
₹10
Issue Size
5,048,000 shares (aggregating up to ₹72 Cr)
Subscription
—
IPO Timeline
Open Date6-Nov-25
Close Date10-Nov-25
Allotment11-Nov-25
Refund Initiation12-Nov-25
Demat Credit12-Nov-25
UPI Mandate Deadline10-Nov-25
Listing Date13-Nov-25
Category-wise Subscription
| Category | Sub (x) | Offered | Bid For | Amt (Cr)* |
|---|---|---|---|---|
| QIB | — | 2,395,000 (47%) | — | ₹3,401 Cr |
| NII (HNI) | — | 720,000 (14%) | — | ₹1,022 Cr |
| Retail | — | 1,680,000 (33%) | — | ₹2,386 Cr |
| Market Maker | — | 253,000 (5%) | — | ₹36 Cr |
| Σ Total | — | 5,048,000 (100%) | — | ₹71,682 Cr |
Only available investor categories are shown. Amount is auto-calculated when shares offered and issue price are available.
Issue Details
Issue Price / Price Band₹142
Face Value₹10
Lot Size1,000 shares
Issue Size5,048,000 shares (aggregating up to ₹72 Cr)
Issue TypeBookbuilding IPO
Listing ExchangeNSE SME
Sale TypeFresh Capital
Script Code—
Net Offer to Public4,795,000 shares (aggregating up to ₹68 Cr)
Amount In₹ Crore
Stock Price History · NSE
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Yahoo Finance · Live
Minimum Investment (Lot-wise)
| Category | Lots | Shares | Amount (₹) |
|---|---|---|---|
| Retail (Min) | 1 | 1,000 | ₹142,000 |
| Retail (Max) | 13 | 13,000 | ₹1,846,000 |
| S-HNI (Min) | 14 | 14,000 | ₹1,988,000 |
| B-HNI (Min) | 67 | 67,000 | ₹9,514,000 |
Retail2 lot(s)2,000 shares₹284,000
S-HNI3 lot(s)3,000 shares₹426,000
Financial Statements Amount in ₹ Crore
| Metric | 31 Jul 2025 | 31 Mar 2025 | 31 Mar 2024 |
|---|---|---|---|
| Revenue | 86 | 224 | 190 |
| EBITDA | 6 | 15 | 11 |
| Profit After Tax | 3 | 9 | 6 |
| Net Worth | 39 | 36 | 12 |
| Total Assets | 76 | 69 | 45 |
| Reserves & Surplus | 25 | 22 | 12 |
| Total Borrowing | 20 | 19 | 12 |
Valuation & Key Ratios
ROE24%
ROCE32%
RONW24%
PAT Margin4%
EBITDA Margin7%
Debt/Equity1
P/BV6
Pre EPS₹6
Post EPS₹5
Pre P/E23
Post P/E27
Grey Market Premium (GMP)
—
Current GMP
GMP is an unofficial grey market indicator and does not guarantee actual listing price. Invest at your own risk.
Objects of the Issue
- 1 Working Capital Requirement – 20.90
- 2 Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited – 15.00
- 3 Funding for Business Development and Marketing Activities – 17.75
- 4 Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company – 4.03
- 5 General Corporate Purposes –
Company Overview
Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies.
Services:
- Offer Comparison: Finbud helps customers compare loan offers from multiple lenders.
- Recommend products:;Finbud advises customers on the best loan product.
- Documentation: Finbud helps customers with the loan documentation process.
- Commission: Finbud earns a commission from the lenders when a loan is disbursed.
Product Offerings:
- Personal Loans: Unsecured loans for salaried individuals, averaging INR 10 lakhs, forming the most significant revenue source from agents.
- Business Loans: Unsecured loans for SMEs, averaging INR 20 lakhs, significantly contributing to overall revenue.
- Home Loans: Secured loans for home purchases or property mortgages for individuals and SMEs
As of July 31, 2025, the company has total employed around 276 employees.
Competitive Strength
- Extensive agent network across India.
- Strong digital lending platform with robust technological infrastructure.
- Comprehensive range of loan products.
- Partnerships with lending institutions.
- Effective use of data analytics for customer profiling and loan approval.
Company Information
AddressNo.10, 1st Floor, 6th Main, 9th Cross Jeevan Bhima Nagar Bangalore Urban, Karnataka, 560075
Phone+91 98862 32323
Emailcs@financebuddha.com